Every month when this number 30 or 31st day reach the point, these are obligations that we need to bear as below :
1. House rental.
2. Cars loan repayment
3. Electric bill
4. Water bill
5. Credit cards bill
6. Personal loan repayment
7. Astro bill
8. Jaring bill
9. Mum's allowance
10. Personal expenses
11. Groceries
A long list that will never be deleted as long as we want to live up our life. But I hope by next year I could reduce the credit cards bill and pay off the personal loan once and for all.
With the long list obligations, I think that I am not able to invest in property sector therefore I might build just a nice home in my hometown instead of buy a house with high interest housing loan.
Till then. Happy reading
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